Family-owned since 1963 · 11 lots across Georgia

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Coverage
Ride with Rainey

Your coverage

What to expect after you drive off: your warranty, service, insurance and payments.

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6/6 6 months / 6,000 miles $100 deductible
Included on every financed vehicle

Your warranty

Every vehicle we finance includes a 6-month / 6,000-mile warranty with a $100 deductible.

It covers the major issues that would keep you from getting back and forth to work.

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Keep it on the road

Maintenance and service

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Your maintenance

Get an oil change every 3,000 miles and keep your service records.

Warranty work isn't covered without service records showing regular oil changes.

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Our service department

Its mission is to keep your car on the road so you can get to work, school and everything else that's important.

It does not repair cosmetic issues like dents or scratches, or non-critical items like radios, fog lights or nuisance check-engine lights.

Request Service

Or call Service at (229) 518-3631.

For the term of your loan

Insurance

Your agreement

Physical damage insurance

You agree to carry physical damage insurance with a $500 deductible for the term of your loan.

Without proof of insurance

Collateral protection program (CPP)

If we don't have proof of your insurance, Rainey buys a policy to protect the collateral and bills you for it. This is the collateral protection program (CPP).

State law

Liability insurance

State law requires you to carry your own liability insurance.

No insurance yet? We can help.

We have an option for you through Rainey. Ask us when you buy.

Ask Our Team
Had damage?

Filing a CPP claim

Send us photos and the police report by email, or call our insurance line.

insurance@raineyga.com (229) 695-9183
Email Insurance Call (229) 695-9183
1

Take photos of the damage

From several angles.

2

Get the police report

Include a copy with your photos.

3

Send them to us

Email insurance@raineyga.com or call (229) 695-9183.

Rainey team members in Ride with Rainey shirts
On-time payments

Know your due date

Your sales professional gives you a folder that shows your first due date, your payment amount and how often you pay.

Every account has an Account Representative. Call them if you can't pay on your due date or have questions.

(229) 695-9163
Make a Payment Call Payments
6-month / 6,000-mile warranty

Want every detail? Read the full warranty.

View the full warranty Service (229) 518-3631
Ride with Rainey

Family-owned since 1963. We don't tell people no. We tell them how.

Sales (229) 633-9878
Payments (229) 695-9163
Service (229) 518-3631
Email info@raineyga.com

Mon–Fri 9 AM–6 PM (Albany-Oglethorpe, LaGrange and Valdosta until 7 PM) · Sat 9 AM–4 PM · Sun closed

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Our 11 lots

Albany – Ledo Rd Albany – Oglethorpe Albany – Slappey Americus Cordele LaGrange Moultrie Thomasville Tifton Valdosta Vidalia (Lyons)
© 2026 Rainey Used Cars. All rights reserved.

Buy here, pay here · In-house financing in Georgia

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