Family-owned since 1963 · 11 lots across Georgia
Make a payment
Pay online, by text or on autopay with the CarCard app.
Payments line (229) 695-9163 · Mon–Fri 9 AM–6 PM
Your choice
Ways to pay
Pay online
Make your payment online in the CarCard app.
Text to pay
Pay your bill by text message.
Autopay
Set up recurring payments and skip the $4.50 convenience fee.
Promise to pay
Set up a promise-to-pay in the app.
All in one place
What you can do in the CarCard app
1
Manage your account
2
Set up autopay
3
Set up a promise-to-pay
4
Text your account rep
Open CarCard
Ask your sales professional about our referral program.
We're here to help
Can't make a payment on time?
Call your Account Representative. Every account has one, for when you can't pay on your due date or have questions.
(229) 695-9163
Mon–Fri 9 AM–6 PM
Ride with Rainey · since 1963
Pay your way with CarCard.
Family-owned since 1963. We don't tell people no. We tell them how.
Mon–Fri 9 AM–6 PM (Albany-Oglethorpe, LaGrange and Valdosta until 7 PM) · Sat 9 AM–4 PM · Sun closed
Start Your ApprovalOur 11 lots
© 2026 Rainey Used Cars. All rights reserved.
Buy here, pay here · In-house financing in Georgia